Tools That Do
the Work.

Free, no signup required, nothing to install. Built for veterans and service members who want a straight answer instead of a sales call.

Veteran Entrepreneurs

Federal Contracting Readiness Checker

Answer 8 questions, get a readiness score and a personalized checklist for winning federal contracts as a veteran-owned business.

Check your readiness →
Separating Service Members

Terminal Leave vs. Sell-Back Calculator

The honest comparison: your pay through separation is the same either way. See what selling actually adds versus working a civilian job on leave — with the 60-day career cap built in.

Compare your options →
Soldiers E-4 to E-6

Army Promotion Point Calculator

SGT and SSG semi-centralized points, built from AR 600-8-19 (effective 6 April 2026) — real category caps, the current AFT table, and a printable S-1 review sheet.

Total your points →
Veterans & Service Members

VA Combined Rating Calculator

Two 50% ratings do not make 100%. Runs the real Combined Ratings Table with the bilateral factor, shows every step, and gives your monthly compensation.

Combine your ratings →
Service Members & Veterans

Military Retirement Planner

BRS vs Legacy High-3 with your real numbers — the 20-year cliff, TSP matching, VA disability with the concurrent-receipt rules most calculators get wrong, and state taxes.

Run your retirement →
Homeowners

Mortgage Payoff Calculator

See what one extra payment a month really buys you — an earlier payoff date and the interest you never pay. Exports to a live Excel workbook.

Run your loan →
Service Members

Military Wealth Path

Enter three numbers, see your projected dates to $100K, $500K and $1M.

Run your projection →
Everyone

Net Worth Tracker

The exact app Joe updates every month to track his own numbers.

Open the tracker →

More tools are on the way. Have one you wish existed? Tell me what to build.

Chat with Joe